Mr. Adiwarman Azwar Karim is an icon of Islamic Economics and Finance. He earned degrees from Institut Pertanian Bogor, University of Indonesia, European University (Belgium) and Boston University (USA). Then he was appointed as a Visiting Research Associate at Oxford Center for Islamic Studies in UK. Formerly, he was on the management of Bank Muamalat Indonesia. He is the author of five best selling books in Islamic Banking, Islamic Economics and History of Islamic Economics. He wrote more than 50 papers and presented in the third, the fourth and the fifth International Conference on Islamic Economics sponsored by IDB the 76th Annual Conference of the International Western Economics Association and other international & national forums. Currently, he is appointed as member of the National Sharia Board, Sharia Advisory Board of Bank Syariah Harta Insan Karimah, Sharia Supervisory Board of Great Eastern Syariah Insurance, Prudential Life Assurance, Bank Danamon Syariah, HSBC Syariah (Indonesia), Fortis Investments and UFO-Multi Level Marketing Company.

Rustika Thamrin Karim is the creator of Sharia Spiritual Quotient Psychological Assessment and trainer for leadership development. She earned professional degree from University of Indonesia. Formerly she was on the management of Buah Hati Foundation renowned communication training and parenting center. She maintains a public practice in child and family psychotherapy in Hermina Hospital Depok, as well as monthly family psychotherapy’s article in magazines.

Muhammad Arif Thamrin – Advisor is a founder and former President Director of PT Asuransi Takaful Keluarga. He earned doctorandus as well as MBA degree. He spent more than 25 years in various positions within AJB Bumiputera Group. He is also a renowned figure in cooperative movement as well as is worker’s union.